Explore topic-wise InterviewSolutions in Banking.

INFO: Full form for MBAC is Mortgage Bankers Association of The Carolinas in Banking category
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INFO: Full form for QFB is Qatar First Bank in Banking category
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INFO: Full form for QFB is Qualifying Full Bank in Banking category
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United Bank Limited (UBL) (یونائیٹڈ بینک لمیٹڈ) is a Pakistani multinational commercial bank which is a subsidiary of British company Bestway Group. It is based in Karachi, Pakistan. It is one of the largest banks in the Pakistani private sector, with over 1,400 branches across Pakistan, 19 branches overseas, and a customer base exceeding 4 million.

The bank has an asset base in excess of $15 billion, a global workforce of almost 13,000 people and a diversified client base covering a broad spectrum of segments and industries across the globe. UBL provides services in wholesale and retail banking through its network of branches and presence across 12 countries in four continents including the UAE, Bahrain, Qatar, Yemen, UK, Switzerland, China, Oman, US, Tanzania, Iran and Pakistan.

For the year 2020, UBL was designated domestic systemically important bank (D-SIB) by the State Bank of Pakistan.

United Bank Limited (UBL) (یونائیٹڈ بینک لمیٹڈ) is a Pakistani multinational commercial bank which is a subsidiary of British company Bestway Group. It is based in Karachi, Pakistan. It is one of the largest banks in the Pakistani private sector, with over 1,400 branches across Pakistan, 19 branches overseas, and a customer base exceeding 4 million.

The bank has an asset base in excess of $15 billion, a global workforce of almost 13,000 people and a diversified client base covering a broad spectrum of segments and industries across the globe. UBL provides services in wholesale and retail banking through its network of branches and presence across 12 countries in four continents including the UAE, Bahrain, Qatar, Yemen, UK, Switzerland, China, Oman, US, Tanzania, Iran and Pakistan.

For the year 2020, UBL was designated domestic systemically important bank (D-SIB) by the State Bank of Pakistan.

The World Bank Institute is the capacity building branch of the World Bank. It provides learning programs, policy advice and technical assistance to policy makers, government and non-government agencies and development practitioners of developing countries. Capacity for Development is defined by the WBI as "the ability of individuals, institutions, and whole societies to solve problems, make informed choices, order their priorities and plan their futures, as well as implement programs and projects, and sustain them over time"

NLB Group is the largest banking and financial group in Slovenia with an exclusive strategic interest in South-eastern Europe (SEE). It covers markets with a population of approximately 17.4 million people. In addition to NLB d.d., a main entity in Slovenia, NLB Group comprises nine subsidiary banks in SEE: NLB Banka Skopje, NLB Banka Sarajevo, NLB Banka Banja Luka, NLB Banka Prishtina, NLB Banka Beograd, NLB Banka Podgorica, newest members Komercijalna Banka a.d. Beograd and its two subsidiaries in BIH and Montenegro, several companies for ancillary services (asset management, leasing, real estate management etc.) and a limited number of non-core subsidiaries controlled wind-down. NLB d.d. is as of 14 November 2018 a publicly listed company owned by a diversified investor base and whose largest shareholder is the RoS with a 25% plus one share. With the acquisition of Komercijalna Banka, Beograd in December 2020, the Group further strengthened its strategic and systemic position in the region and now holds a top 3 position in six out of seven markets where it has a banking presence.

In H1 2021, NLB Group posted EUR 139.8 million of profit after tax (EUR 66.1 million higher YoY).

INFO: Full form for WBI is World Bank E Institute in Banking category
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Withdrawal means "an act of taking out" and may refer to:

INFO: Full form for WTFB is West Teas Food Bank in Banking category
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INFO: Full form for WRB is World Reserve Bank in Banking category
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INFO: Full form for BAVP is Bank of America Venture Partners in Banking category
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INFO: Full form for OE is Originating Entry in Banking category
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INFO: Full form for RAF is Risk Acceptance Form in Banking category
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INFO: Full form for HBOR is Hrvatska Banka Za Obnovu I Razvitak in Banking category
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INFO: Full form for FFC is For Further Credit in Banking category
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In accounting, revenue is the total amount of income generated by the sale of goods and services related to the primary operations of the business. Commercial revenue may also be referred to as sales or as turnover. Some companies receive revenue from interest, royalties, or other fees. "Revenue" may refer to income in general, or it may refer to the amount, in a monetary unit, earned during a period of time, as in "Last year, Company X had revenue of $42 million". Profits or net income generally imply total revenue minus total expenses in a given period. In accounting, in the balance statement, revenue is a subsection of the Equity section and revenue increases equity, it is often referred to as the "top line" due to its position on the income statement at the very top. This is to be contrasted with the "bottom line" which denotes net income (gross revenues minus total expenses).

In general usage, Revenue is the total amount of income generated by the sale of goods or services related to the company's primary operations Sales revenue is income received from selling goods or services over a period of time. Tax revenue is income that a government receives from taxpayers. Fundraising revenue is income received by a charity from donors etc. to further its social purposes.

In more formal usage, revenue is a calculation or estimation of periodic income based on a particular standard accounting practice or the rules established by a government or government agency. Two common accounting methods, cash basis accounting and accrual basis accounting, do not use the same process for measuring revenue. Corporations that offer shares for sale to the public are usually required by law to report revenue based on generally accepted accounting principles or on International Financial Reporting Standards.

In a double-entry bookkeeping system, revenue accounts are general ledger accounts that are summarized periodically under the heading "Revenue" or "Revenues" on an income statement. Revenue account-names describe the type of revenue, such as "Repair service revenue", "Rent revenue earned" or "Sales".

HBOS plc was a banking and insurance company in the United Kingdom, a wholly owned subsidiary of the Lloyds Banking Group, having been taken over in January 2009. It was the holding company for Bank of Scotland plc, which operated the Bank of Scotland and Halifax brands in the UK, as well as HBOS Australia and HBOS Insurance & Investment Group Limited, the group's insurance division.

HBOS was formed by the 2001 merger of Halifax plc and the Bank of Scotland. The formation of HBOS was heralded as creating a fifth force in British banking as it created a company of comparable size and stature to the established Big Four UK retail banks. It was also the UK's largest mortgage lender. The HBOS Group Reorganisation Act 2006 saw the transfer of Halifax plc to the Bank of Scotland, which had by then become a registered public limited company, Bank of Scotland plc.

Although officially HBOS was not an acronym of any specific words, it is widely presumed to stand for Halifax Bank of Scotland. The corporate headquarters of the group were located on The Mound in Edinburgh, Scotland, the former head office of the Bank of Scotland. Its operational headquarters were in Halifax, West Yorkshire, England, the former head office of Halifax.

On 19 January 2009, the group was acquired and folded into Lloyds Banking Group through a takeover by Lloyds TSB, after both sets of shareholders approved the deal.

Lloyds Banking Group stated that the new group would continue to use The Mound as the headquarters for its Scottish operations and would continue the issue of Scottish bank notes.

FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in San Jose, California, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

In 2013, lenders purchased more than 10 billion FICO scores and about 30 million American consumers accessed their scores themselves. The company reported a revenue of $1.29 billion dollars for the fiscal year of 2020.

INFO: Full form for DCO is Deputy Chief Officer in Banking category
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INFO: Full form for VPP is Value Payable Post in Banking category
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Secretary is a title often used in organizations to indicate a person having a certain amount of authority, power, or importance in the organization. Secretaries announce important events and communicate to the organization. The term is derived from the Latin word secernere, "to distinguish" or "to set apart", the passive participle (secretum) meaning "having been set apart", with the eventual connotation of something private or confidential, as with the English word secret. A secretarius was a person, therefore, overseeing business confidentially, usually for a powerful individual (a king, pope, etc.).

The official title of the leader of most communist and socialist political parties is the "General Secretary of the Central Committee" or "First Secretary of the Central Committee". When a communist party is in power, the General Secretary is usually the country's de facto leader (though sometimes this leader also holds state-level positions to monopolize power, such as a presidency or premiership in order to constitute de jure leadership of the state), such as China, North Korea, Vietnam, Laos and Cuba.

In England, the term secretarius was used "from the beginning of the thirteenth century in the varying meanings of a confidential clerk, an ambassador, or a member of the king's council". In the fourteenth century, the title became strongly associated with the keeper of the king's signet. From the Renaissance to the late 19th century, men involved in the daily correspondence and the activities of the powerful assumed the title of secretary. With time, like many titles, the term was applied to more and varied functions, leading to compound titles to specify the authority associated with its use, like general secretary or financial secretary.

In some countries, such as the United States, the term secretary is used to indicate the holder of a cabinet-level post. There are a number of popular variations of the title used to indicate that the secretary in question has a high degree of authority, such as general secretary (or, following usage in the Norman language, secretary-general), first secretary, and executive secretary.

In a club or society, the secretary is also considered to be, in most cases, the third person in charge of the organization, after the president/chairman and vice president/vice chairman. In smaller organizations, the secretary typically takes meeting minutes, notifies members of meetings, contacts various persons in relation to the society, administers the day-to-day activities of the organization, and creates the order of business. The secretary of a non-governmental organization or international non-governmental organization can combine the function with that of vice president/vice chairman.

INFO: Full form for BCBB is Bumiputra Commerce Bank Berhad in Banking category
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INFO: Full form for BAMS is Bank Associates Merchant Services in Banking category
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INFO: Full form for REPO is Repurchase Agreement Rate in Banking category
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The Oversea-Chinese Banking Corporation Limited or OCBC Bank is a Singaporean multinational banking and financial services corporation headquartered in OCBC Centre, Raffles Place, Singapore. OCBC Bank was born out of the Great Depression through the consolidation of three banks in 1932 - the Chinese Commercial Bank Limited (incorporated in 1912), the Ho Hong Bank Limited (incorporated in 1917) and the Oversea-Chinese Bank Limited (incorporated in 1919).

OCBC Bank has assets of more than S$521.3 billion, making it the second largest bank in Southeast Asia by assets after DBS Bank and ahead of United Overseas Bank, which are also headquartered in Singapore. It is also one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s and AA- rating from Standard & Poor's.

OCBC Bank is consistently ranked amongst the top 5 safest banks in the world by Global Finance Magazine. The Asian Banker named OCBC Bank Singapore's strongest bank for 2018-2019, and the 5th strongest in Asia-Pacific. The bank's global network has grown to comprise more than 570 branches and representative offices in 18 countries and regions. These include over 320 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and more than 100 branches and offices in Hong Kong, China and Macao under OCBC Wing Hang Bank. OCBC Bank was awarded World's Best Bank (Asia-Pacific) in 2019 by Global Finance Magazine.

INFO: Full form for BACS is Bank Automated Credit System in Banking category
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INFO: Full form for BACS is Bankers Automated Clearing Service in Banking category
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INFO: Full form for BACS is Bankers Automated Credit Service in Banking category
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An executive director is a member of a board of directors for an organisation, but the meaning of the term varies between countries.

INFO: Full form for FCNR is Foreign Currency Non-resident in Banking category
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INFO: Full form for BACS is Bankers Automated Clearing System in Banking category
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INFO: Full form for BACS is Bank Automated Clearing System in Banking category
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INFO: Full form for BACS is Banks Automated Clearing System in Banking category
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INFO: Full form for SDLs is State Development Loans in Banking category
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A special economic zone (SEZ) is an area in which the business and trade laws are different from the rest of the country. SEZs are located within a country's national borders, and their aims include increasing trade balance, employment, increased investment, job creation and effective administration. To encourage businesses to set up in the zone, financial policies are introduced. These policies typically encompass investing, taxation, trading, quotas, customs and labour regulations. Additionally, companies may be offered tax holidays, where upon establishing themselves in a zone, they are granted a period of lower taxation.

The creation of special economic zones by the host country may be motivated by the desire to attract foreign direct investment (FDI). The benefits a company gains by being in a special economic zone may mean that it can produce and trade goods at a lower price, aimed at being globally competitive. In some countries, the zones have been criticized for being little more than labor camps, with workers denied fundamental labor rights.

INFO: Full form for SFCs is State Finance Corporations in Banking category
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INFO: Full form for SARFAESI is Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest in Banking category
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INFO: Full form for SACPs is Special Agricultural Credit Plans in Banking category
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INFO: Full form for SAMIS is Service Area Monitoring and Information System in Banking category
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INFO: Full form for PCPS is Perpetual Cumulative Preference Shares in Banking category
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INFO: Full form for PDO-NDS is Public Debt Office Negotiated Dealing System in Banking category

INFO: Full form for PFCE is Private Final Consumption Expenditure in Banking category
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