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The Federal Deposit Insurance Corporation (FDIC) is one of two agencies that provide deposit insurance to depositors in American depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions. The FDIC is a United States government corporation providing deposit insurance to depositors in American commercial banks and savings banks.: 15  The FDIC was created by the 1933 Banking Act, enacted during the Great Depression to restore trust in the American banking system. More than one-third of banks failed in the years before the FDIC's creation, and bank runs were common.: 15  The insurance limit was initially US$2,500 per ownership category, and this was increased several times over the years. Since the passage of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2011, the FDIC insures deposits in member banks up to US$250,000 per ownership category. FDIC insurance is backed by the full faith and credit of the government of the United States of America, and since its inception in 1933 no depositor has ever lost a penny of FDIC-insured funds.

The FDIC and its reserves are not funded by public funds; member banks' insurance dues are the FDIC's primary source of funding. The FDIC also has a US$100 billion line of credit with the United States Department of the Treasury.

As of September 2019, the FDIC provided deposit insurance at 5,256 institutions. The FDIC also examines and supervises certain financial institutions for safety and soundness, performs certain consumer-protection functions, and manages receiverships of failed banks.

INFO: Full form for FLEB is Florida Lions Eye Bank in Banking category
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INFO: Full form for FEDI is Financial Electronic Data Interchange in Banking category
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INFO: Full form for FLOT is Fairbanks Light Opera Theatre in Banking category
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INFO: Full form for FLBA is Federal Land Bank Association in Banking category
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INFO: Full form for FLOT is Fairbanks Light Opera Theater in Banking category
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FGB (formerly known as First Gulf Bank) was the third largest bank by assets in the United Arab Emirates (UAE), until it merged with the National Bank of Abu Dhabi in December 2016 to form to form First Abu Dhabi Bank, creating the largest bank by assets in the UAE. Established in 1979, FGB is headquartered in the Emirate of Abu Dhabi.FGB offers a wide range of financial services in the wholesale, consumer and treasury banking sectors, including Islamic banking and bancassurance solutions for businesses and consumers via a network of branches across the UAE. Internationally, FGB has a branch in Singapore - that includes global wealth management services and a branch in Qatar, representative offices in London, India, Hong Kong and Seoul, South Korea, and a subsidiary in Libya.

In 2013, the bank restructured its business into three divisions: the Wholesale Banking Group, the Consumer Banking Group and the Treasury & Global Markets Group. In the same year, FGB also announced that it had acquired full ownership of Shariah-compliant finance company Aseel Islamic Finance and consumer finance firm Dubai First.

In December 2016, shareholders approved the bank's plans to merge with the National Bank of Abu Dhabi (NBAD) and both banks finalized the second-tier management by February 2017. The plan to merge the banks, which was first announced in June 2016, will be executed through a share swap, with FGB shareholders receiving 1.254 NBAD shares for each FGB share they hold. The merged entity is now known as First Abu Dhabi Bank.

First Guaranty Bank (FGB) is a bank based in Hammond, Louisiana. It is the primary subsidiary of First Guaranty Bancshares, Inc., a bank holding company. The bank operates 21 branches.

INFO: Full form for FGB is First Global Bank in Banking category
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INFO: Full form for FMDB is First Microfinance Development Bank in Banking category
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The Federal Home Loan Banks (FHLBanks, or FHLBank System) are 11 U.S. government-sponsored banks that provide liquidity to the members of financial institutions to support housing finance and community investment.

The First National Bank of Florida is a bank headquartered in Milton, Florida, with branches in Pensacola, Pace, Navarre and Destin. It is not to be confused with the First National Bank of Miami which became Southeast Banking Corporation which later failed in 1992.

INFO: Full form for EFSB is Electronic First State Bank in Banking category
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INFO: Full form for FABB is Florida Association of Blood Banks in Banking category
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INFO: Full form for EFSB is Elizabethton Federal Savings Bank in Banking category
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INFO: Full form for FABB is Fairbanks Association of Bed and Breakfasts in Banking category
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INFO: Full form for EIBG is European Investment Bank Group in Banking category
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INFO: Full form for DFCD is Danish Food Composition Databank in Banking category
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INFO: Full form for DHBI is Dao Heng Bank, Inc. in Banking category
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INFO: Full form for CTBN is Commerz and Trust Bank Nepal in Banking category
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INFO: Full form for DHBI is Daftar Hitam Bank Indonesia in Banking category
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INFO: Full form for CDMP is Community Development Mortgage Program in Banking category
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INFO: Full form for DISB is Department of Insurance Securities and Banking in Banking category
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INFO: Full form for DISB is Insurance Securities and Banking in Banking category
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INFO: Full form for CTF(s) is Child Trust Fund(s) in Banking category

INFO: Full form for CURR is Currency, Coin, Money, Coinage, Piece in Banking category
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INFO: Full form for bp icooc is Bills Purchased Immediate Credit of Outstation Cheques in Banking category

INFO: Full form for CBCC is Citizens Bank of Cumberland County in Banking category
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INFO: Full form for BRCB is Binbai Rural Commercial Bank in Banking category
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The Centurion Bank of Punjab (formerly Centurion Bank) was an Indian private sector bank that provided retail and corporate banking services. It operated on a strong nationwide franchise of 403 branches and had over 5,000 employees. The bank listed its shares on the major Indian stock exchanges and on the Luxembourg Stock Exchange. On 23 May 2008, HDFC Bank acquired Centurion Bank of Punjab.

INFO: Full form for BSLS is Bankstown Steam Locomotive Society in Banking category
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INFO: Full form for CBCG is Centralna Banka Crne Gore in Banking category
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INFO: Full form for c/o is Carried Over in Banking category
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INFO: Full form for CBSB is Council Bluffs Savings Bank in Banking category
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INFO: Full form for CBCG is Centralne Banke Crne Gore in Banking category
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INFO: Full form for CAIB is Caribbean Association of Indigenous Banks in Banking category
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INFO: Full form for CEVB is Clean Energy Victory Bonds in Banking category
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A community development financial institution (US) or community development finance institution (UK) - abbreviated in both cases to CDFI - is a financial institution that provides credit and financial services to underserved markets and populations, primarily in the USA but also in the UK. A CDFI may be a community development bank, a community development credit union (CDCU), a community development loan fund (CDLF), a community development venture capital fund (CDVC), a microenterprise development loan fund, or a community development corporation.

CDFIs are certified by the Community Development Financial Institutions Fund (CDFI Fund) at the U.S. Department of the Treasury, which provides funds to CDFIs through a variety of programs. The CDFI Fund and the legal concept of CDFIs were established by the Riegle Community Development and Regulatory Improvement Act of 1994. Broadly speaking, a CDFI is defined as a financial institution that: has a primary mission of community development, serves a target market, is a financing entity, provides development services, remains accountable to its community, and is a non-governmental entity.

The Housing and Economic Recovery Act of 2008 (HERA) authorized CDFIs certified by the CDFI Fund to become members of the Federal Home Loan Banks. The Final Rule regarding the procedures and standards to be used by the Federal Home Loan Banks to evaluate applications for membership from CDFIs were published in the Federal Register Federal Housing Finance Agency in January 2010. The Final Rule is to be implemented by the 11 Federal Home Loan Banks, each of which will evaluate membership applications independently.

CDFIs are related to, but not identical with, Community Development Entities (CDEs). CDEs are also certified by the CDFI Fund at the U.S. Department of Treasury but have somewhat different qualifications. Many CDFIs have also been certified as CDEs. The primary purpose of CDEs is to utilize the New Markets Tax Credit Program (NMTCs). NMTCs were created to induce equity investments in low-income communities. Traditionally, because of the NMTCs and the structure of the industry, investments in CDFIs were typically limited to larger financial institutions. Investment access to CDFIs appears to be on the rise, as CNote, a company that lets individuals invest their savings in CDFIs, recently received qualification from the Securities and Exchange Commission to offer their CDFI-based product to non-accredited investors.

CDFIs may be subject to oversight by federal financial institution regulators (e.g., banks, credit unions) or may be "unregulated" at the federal level, and subject only to the laws of the states in which they operate. There is no mandatory rating or ranking system imposed on all CDFIs which would allow investors or others to evaluate their performance, safety, or strength. However, since 2004 approximately 100 CDFI loan funds have received voluntary ratings of their financial strength and social impact performance by Aeris, an independent rating and information service. In 2015, Standard & Poor's issued its first ratings assessments of CDFI loan funds.

INFO: Full form for CFSL is Centbank Financial Services Ltd in Banking category
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INFO: Full form for CASG is Corporate Actions Sub Group in Banking category
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INFO: Full form for DMBA is Dallas Mortgage Bankers Association in Banking category
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INFO: Full form for DMBA is Dayton Mortgage Bankers Association in Banking category
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Digital River is a private company that provides global e-commerce, payments and marketing services. In 2013, Digital River processed more than $30 billion in online transactions. Digital River is headquartered in Minnetonka, Minnesota.

INFO: Full form for DABA is Dating A Banker Anonymous in Banking category
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The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is the ratio of operating income available to debt servicing for interest, principal and lease payments. It is a popular benchmark used in the measurement of an entity's (person or corporation) ability to produce enough cash to cover its debt (including lease) payments. The higher this ratio is, the easier it is to obtain a loan. The phrase is also used in commercial banking and may be expressed as a minimum ratio that is acceptable to a lender; it may be a loan condition. Breaching a DSCR covenant can, in some circumstances, be an act of default.

In accountancy, depreciation refers to two aspects of the same concept: first, the actual decrease of fair value of an asset, such as the decrease in value of factory equipment each year as it is used and wear, and second, the allocation in accounting statements of the original cost of the assets to periods in which the assets are used (depreciation with the matching principle).

Depreciation is thus the decrease in the value of assets and the method used to reallocate, or "write down" the cost of a tangible asset (such as equipment) over its useful life span. Businesses depreciate long-term assets for both accounting and tax purposes. The decrease in value of the asset affects the balance sheet of a business or entity, and the method of depreciating the asset, accounting-wise, affects the net income, and thus the income statement that they report. Generally, the cost is allocated as depreciation expense among the periods in which the asset is expected to be used.

Methods of computing depreciation, and the periods over which assets are depreciated, may vary between asset types within the same business and may vary for tax purposes. These may be specified by law or accounting standards, which may vary by country. There are several standard methods of computing depreciation expense, including fixed percentage, straight line, and declining balance methods. Depreciation expense generally begins when the asset is placed in service. For example, a depreciation expense of 100 per year for five years may be recognized for an asset costing 500.Depreciation has been defined as the diminution in the utility or value of an asset and is a non-cash expense. It does not result in any cash outflow; it just means that the asset is not worth as much as it used to be. Causes of depreciation are natural wear and tear.

INFO: Full form for DBOO is Dhanalakshmi Bank Officers Organisation in Banking category
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INFO: Full form for DCVC is Dynamic Card Verification Code in Banking category
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INFO: Full form for DAIF is Drawn Agaist Insufficient Funds in Banking category
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INFO: Full form for DBOO is Dhanalakshmi Bank Officers Organization in Banking category
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