Explore topic-wise InterviewSolutions in Banking.

INFO: Full form for WRIB is Western Region Item Bank in Banking category
WRIB also has other full forms in other categories mentioned below.

INFO: Full form for WCNB is Wood County National Bank in Banking category
WCNB also has other full forms in other categories mentioned below.

INFO: Full form for WSBO is Westerly Savings Bank Online in Banking category
WSBO also has other full forms in other categories mentioned below.

INFO: Full form for WFBN is Wells Fargo Bank Northwest in Banking category
WFBN also has other full forms in other categories mentioned below.

INFO: Full form for WSB&T is Williamsville State Bank and Trust in Banking category

INFO: Full form for WCNB is Wayne County National Bank in Banking category
WCNB also has other full forms in other categories mentioned below.

INFO: Full form for WSNB is Western Sierra National Bank in Banking category
WSNB also has other full forms in other categories mentioned below.

INFO: Full form for RIBC is Riggs International Banking Corporation in Banking category
RIBC also has other full forms in other categories mentioned below.

INFO: Full form for PPNB is Pikes Peak National Bank in Banking category
PPNB also has other full forms in other categories mentioned below.

INFO: Full form for PSNB is Puget Sound National Bank in Banking category
PSNB also has other full forms in other categories mentioned below.

INFO: Full form for ROAA is Return On Average Assets Ratio in Banking category
ROAA also has other full forms in other categories mentioned below.

INFO: Full form for RRBB is Regional Rural Bank Branch in Banking category
RRBB also has other full forms in other categories mentioned below.

INFO: Full form for Q2 is Quarter2 in Banking category
Q2 also has other full forms in other categories mentioned below.

INFO: Full form for Q4 is Quarter4 in Banking category
Q4 also has other full forms in other categories mentioned below.

Quantitative easing (QE) is a monetary policy whereby a central bank purchases predetermined amounts of government bonds or other financial assets (i.e. municipal bonds, corporate bonds, stocks, etc.) in order to inject money into the economy to expand economic activity. Quantitative easing is considered to be an unconventional form of monetary policy, which is usually used when inflation is very low or negative, and when standard monetary policy instruments have become ineffective.

Similar to conventional open-market operations used to implement monetary policy, a central bank implements quantitative easing by buying financial assets from commercial banks and other financial institutions, thus raising the prices of those financial assets and lowering their yield, while simultaneously increasing the money supply. However, in contrast to normal policy, quantitative easing involves the purchase of riskier assets (rather than short-term government bonds) of predetermined amounts at a large scale, over a pre-committed period of time.

Central banks usually resort to quantitative easing when their nominal interest rate target approaches or reaches zero. Very low interest rates induces a liquidity trap, a situation where people prefer to hold cash or very liquid assets, given the low returns on other financial assets. This makes it difficult for interest rates to go below zero; monetary authorities may then use quantitative easing to further stimulate the economy rather than trying to lower the interest rate further.

Quantitative easing can help bring the economy out of recession and help ensure that inflation does not fall below the central bank's inflation target. However QE programmes are also criticized for their side-effects and risks, which include the policy being more effective than intended in acting against deflation (leading to higher inflation in the longer term), or not being effective enough if banks remain reluctant to lend and potential borrowers are unwilling to borrow. Quantitative easing was undertaken by all major central banks worldwide following the global financial crisis of 2007–08, and again in response to the COVID-19 pandemic.

The South African Reserve Bank (SARB) is the central bank of South Africa. It was established in 1921 after Parliament passed an act, the "Currency and Bank Act of 10 August 1920", as a direct result of the abnormal monetary and financial conditions which World War I had brought. The SARB was only the fourth central bank established outside the United Kingdom and Europe, the others being the United States, Japan and Java. The earliest suggestions for the establishment of the Central Bank in South Africa date back to 1879. A select committee, consisting of ten members of Parliament was established on 31 March 1920 to examine the benefits to the national interest of the establishing of the central bank.

Following on the recommendations of the committee, the South African Reserve Bank opened for business on 30 June 1921, making it the oldest central bank in Africa. The first banknotes were issued to the public by the Bank on 19 April 1922. Set of ZAR notes 2012 to present R 104 000 000 000.00 and Set of ZAR notes 2018 to present 400 000 000 print.

Unlike the Bank of England, which provided the model for establishing the SARB, the SARB is privately owned.

INFO: Full form for RBCB is Rock Branch Community Bank in Banking category
RBCB also has other full forms in other categories mentioned below.

The Reserve Bank of New Zealand (RBNZ, Māori: Te Pūtea Matua) is the central bank of New Zealand. It was established in 1934 and is constituted under the Reserve Bank of New Zealand Act 1989. The governor of the Reserve Bank is responsible for New Zealand's currency and operating monetary policy. The Bank's current Governor is Adrian Orr. Employees of the bank operate under the framework of a managerial hierarchy.

The Reserve Bank of New Zealand does not offer financial services to the public nor does it offer deposit insurance, and its website refers people to other financial institutions.

A demand guarantee is a guarantee that must be honoured by the guarantor upon beneficiary's demand. The beneficiary is not required to first make a claim or take any action against the obligor of the guaranteed obligation that the guarantee supports. A demand guarantee is enforceable notwithstanding any deficiencies in the enforceability of the underlying obligation.

INFO: Full form for RTOB is Real Time Online Banking in Banking category
RTOB also has other full forms in other categories mentioned below.

Raiffeisen Zentralbank Österreich A.G. was the central institution of the Raiffeisen Banking Group Austria (RBG). The central bank was merged with its subsidiary Raiffeisen Bank International in 2017.

It functions as the group centre for the entire RZB Group, of which the listed company Raiffeisen Bank International AG (RBI) with its banking network in Central and Eastern Europe (CEE) is the largest member. It has subsidiaries in, amongst others: Ukraine, Hungary, Czech Republic, Romania, Kosovo, Albania, Bulgaria, Serbia, Bosnia-Herzegovina, Croatia, and Switzerland. The largest of these subsidiaries by far is Raiffeisenbank (Russia) which accounts for 74 percent of the company's pretax profit.

The RZB Group is the third largest Austrian bank. As of end-2010, the balance sheet total of the RZB Group amounted to 136.5 billion euros. RZB has several specialised subsidiaries.

Raiffeisen Zentralbank Österreich AG is a member of Österreichischer Raiffeisenverband (Austrian Raiffeisen Association), which amongst other things functions as the interest representation association for all Austrian Raiffeisen cooperatives.

INFO: Full form for SBBD is Small Business Banking Division in Banking category
SBBD also has other full forms in other categories mentioned below.

Reconciliation or reconcile may refer to:

INFO: Full form for TQB is Tunisian Qatari Bank in Banking category
TQB also has other full forms in other categories mentioned below.

INFO: Full form for RIBA is Regional Investment Bankers Association in Banking category
RIBA also has other full forms in other categories mentioned below.

INFO: Full form for USCB is United Saudi Commercial Bank in Banking category
USCB also has other full forms in other categories mentioned below.

INFO: Full form for UTMS is Universal Transaction Management System in Banking category
UTMS also has other full forms in other categories mentioned below.

Trustee (or the holding of a trusteeship) is a legal term which, in its broadest sense, is a synonym for anyone in a position of trust and so can refer to any person who holds property, authority, or a position of trust or responsibility to transfer the title of ownership to the person named as the new owner, in a trust instrument, called a beneficiary. A trustee can also refer to a person who is allowed to do certain tasks but not able to gain income, although that is untrue. Although in the strictest sense of the term a trustee is the holder of property on behalf of a beneficiary, the more expansive sense encompasses persons who serve, for example, on the board of trustees of an institution that operates for a charity, for the benefit of the general public, or a person in the local government.

A trust can be set up either to benefit particular persons, or for any charitable purposes (but not generally for non-charitable purposes): typical examples are a will trust for the testator's children and family, a pension trust (to confer benefits on employees and their families) and a charitable trust. In all cases, the trustee may be a person or company, whether or not they are a prospective beneficiary, although a property held in Trust as an asset by a trustee is always for a beneficiary.

INFO: Full form for VUB is Vseobecna Uverova Banka in Banking category
VUB also has other full forms in other categories mentioned below.

INFO: Full form for WABT is West Alabama Bank and Trust in Banking category
WABT also has other full forms in other categories mentioned below.

Underwriting (UW) services are provided by some large financial institutions, such as banks, insurance companies and investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. An underwriting arrangement may be created in a number of situations including insurance, issues of security in a public offering, and bank lending, among others. The person or institution that agrees to sell a minimum number of securities of the company for commission is called the Underwriter.

The name derives from the Lloyd's of London insurance market. Financial backers, who would accept some of the risk on a given venture (historically a sea voyage with associated risks of shipwreck) in exchange for a premium, would literally write their names under the risk information that was written on a Lloyd's slip created for this purpose.

INFO: Full form for WBCO is Whidbey Island Bank Company in Banking category
WBCO also has other full forms in other categories mentioned below.

INFO: Full form for UBSC is United Banks Service Company in Banking category
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INFO: Full form for TPVM is Third Party Vendor Management in Banking category
TPVM also has other full forms in other categories mentioned below.

RHB Bank Berhad (MYX: 1066) was incorporated in Malaysia as a public limited company on 24 August 1994 under the name of DCB Holdings Berhad. It assumed its present name on 16 June 1997. RHB Capital was listed on the Main Board (now known as "Main Market") of Bursa Malaysia Securities Berhad on 29 December 1994, replacing DCB Bank Berhad (now known as RHB Bank Berhad ("RHB Bank"), pursuant to a restructuring scheme undertaken in 1994.

Now, the fourth largest fully integrated financial services group in Malaysia, The RHB Banking Group provides financial products and services through its main subsidiaries – RHB Bank Berhad, RHB Investment Bank Berhad, OSK Investment Bank Berhad, RHB Insurance Berhad and RHB Islamic Bank Berhad, while its asset management and unit trust businesses are undertaken by RHB Asset Management Sdn. Bhd. and RHB Islamic International Asset Management Berhad.

On 16 March 2005, the RHB Banking Group became the first domestic financial group in Malaysia to set up an Islamic banking subsidiary, known as RHB Islamic Bank Berhad.

In November 2012, the RHB Banking Group acquired OSK Investment Bank Berhad (OSKIB) and in April 2013, the merger between OSKIB with RHB Investment Bank (RHBIB) made RHBIB the largest investment Bank in Malaysia by assets.

With the recent merger of OSKIB and RHBIB, the investment banking business is now in seven ASEAN countries and Hong Kong.

In 1996, James Alexander acquires a 75% stake in Kwong Yik Bank Berhad. A year later, a merger between Kwong Yik Bank Berhad and DCB Bank Berhad formed RHB Bank, which made it as Malaysia's third largest financial services group.RHB Bank is one of the main subsidiaries under the RHB Banking Group and recently celebrates its 100th Anniversary on 15 July 2013. As of 2013, RHB Bank has over 194 branches in Malaysia, 7 branches in Singapore, 2 branches in Thailand, and 1 branch in Brunei and Vietnam.

INFO: Full form for WBOD is World Bank Office, Dhaka in Banking category
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INFO: Full form for WBOM is World Bank Office/ Manila in Banking category
WBOM also has other full forms in other categories mentioned below.

INFO: Full form for UFBU is United Federation of Bank Unions in Banking category
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INFO: Full form for WBSB is Warren-boynton State Bank in Banking category
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INFO: Full form for URDG is Uniform Rules for Demand Guarantees in Banking category

INFO: Full form for SSNB is Standing Stone National Bank in Banking category
SSNB also has other full forms in other categories mentioned below.

INFO: Full form for SSNB is Sandy Spring National Bank in Banking category
SSNB also has other full forms in other categories mentioned below.

INFO: Full form for T24 is Transaction 24 in Banking category

INFO: Full form for subGL is Sub General Ledger in Banking category

INFO: Full form for TRCB is Two River Community Bank in Banking category
TRCB also has other full forms in other categories mentioned below.

INFO: Full form for WACB is West African Central Bank in Banking category

INFO: Full form for SSNB is Sbi Sumishin Net Bank in Banking category
SSNB also has other full forms in other categories mentioned below.

INFO: Full form for TSBA is Trustee Savings Bank Association in Banking category
TSBA also has other full forms in other categories mentioned below.

The Troubled Asset Relief Program (TARP) is a program of the United States government to purchase toxic assets and equity from financial institutions to strengthen its financial sector that was passed by Congress and signed into law by President George Bush. It was a component of the government's measures in 2009 to address the subprime mortgage crisis.

The TARP originally authorized expenditures of $700 billion. The Emergency Economic Stabilization Act of 2008 created the TARP. The Dodd–Frank Wall Street Reform and Consumer Protection Act, signed into law in 2010, reduced the amount authorized to $475 billion. By October 11, 2012, the Congressional Budget Office (CBO) stated that total disbursements would be $431 billion, and estimated the total cost, including grants for mortgage programs that have not yet been made, would be $24 billion.

On December 19, 2014, the U.S. Treasury sold its remaining holdings of Ally Financial, essentially ending the program.

Transaction or transactional may refer to: