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INFO: Full form for DDI is Direct Debit Instruction in Banking category
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Proof-of-payment (POP) or proof-of-fare (POF) is an honor-based fare collection system used on many public transportation systems. Instead of checking each passenger as they enter a fare control zone, passengers are required to carry a ticket, pass or a transit smartcard to prove that they have paid the valid fare. Fares are enforced via random spot-checks by inspectors such as conductors or enforcement officers, to ensure that passengers have paid their fares and are not committing fare evasion. On many systems, a passenger can purchase a single-use ticket or multi-use pass at any time in advance, but must insert the ticket or pass into a validation machine immediately before use. Validation machines in stations or on board vehicles time stamp the ticket. The ticket is then valid for some period of time after the stamped time.

This method is implemented when the transit authority believes it will lose less money to the resultant fare evasion than it would cost to install and maintain a more direct collection method. It may be used in systems whose passenger volume and density are not very high most of the time—as passenger volumes increase, more-direct collection methods become more profitable. However, in some countries it is common even on systems with very high passenger volume. Proof-of-payment is usually applied on one-person operated rail and road vehicles as well as on automatically operated rail lines.

The honor system can be complemented with a more direct collection approach where this would be feasible—a transit authority utilizing POP will usually post fare inspectors, sometimes armed as a police force, to man entrances to stations on a discretionary basis when a high volume of passengers is expected. For example, transit users leaving a stadium immediately following a major concert or sporting event will likely have to buy a ticket from an attendant (or show proof of payment) to gain access to the station serving the stadium. Direct fare collection methods may also be used at major hubs in systems that otherwise use POP. An example of this is the Tower City station on Cleveland's RTA Rapid Transit Red Line, which uses faregates.

Travel without a valid ticket is not usually considered a criminal offense, but a penalty fare or a fine can be charged.

INFO: Full form for DC is Default Currency in Banking category
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INFO: Full form for mc is Medical Certificate in Banking category
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INFO: Full form for VT is Vault Teller in Banking category
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Special or specials may refer to:

A student leader is any student who takes on the responsibility of spreading knowledge through inspiration, tutoring, campaigns etc.A student leader strives to change the world by starting with their own community.

INFO: Full form for SPL is Secured Personal Loan in Banking category
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INFO: Full form for TD is Toronto-dominion in Banking category
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A time deposit or term deposit (in the United States also known as a certificate of deposit) is a deposit in a financial institution with a specific maturity date or a period to maturity, commonly referred to as its “term”. Time deposits differ from at call deposits, such as savings or checking accounts, which can be withdrawn at any time, without any notice or penalty. Deposits that require notice of withdrawal to be given are effectively time deposits, though they do not have a fixed maturity date.

Unlike a certificate of deposit and bonds, a time deposit is generally not negotiable; it is not transferable by the depositor, so that depositors need to deal with the financial institution when they need to prematurely cash out of the deposit.

Time deposits enable the bank to invest the funds in higher-earning financial products. In some countries, including the United States, time deposits are not subject to the banks’ reserve requirements, on the basis that the funds cannot be withdrawn at short notice. In some countries, time deposits are guaranteed by the government or protected by deposit insurance.

Subject (Latin: subiectus "lying beneath") may refer to: